VA Loan

Pacific Sunbelt Mortgage thanks you for your service.
If you’re a U.S. veteran, then you may qualify for a loan guaranteed by the Veterans Benefits Administration (VA). These mortgage options may come with no down payments and favorable terms. There are several VA loan programs, so be sure to ask your mortgage advisor which is best for your financial situation.

VA Loans may be the perfect fit for…

  • U.S. vets and their spouses looking to buy or refinance a property.
  • Borrowers with low to moderate levels of income.
  • Buyers with restricted funds for down payments.

First, let’s get you pre-qualified

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Loan Features

Options with no down payments

Veterans that qualify may be able to receive financing for the entire loan amount and forego any down payment.

No mortgage insurance required

The VA does not require monthly mortgage insurance payments. However, a funding fee is often required for transactions.

Refinancing options are available

VA borrowers may be able to refinance existing VA Loans to receive lower interest rates.

No penalties for prepayments

These types of loans do not penalize borrowers for early payments.

Multiple rate type options

Both Fixed and Adjustable Rate Loan Options Available


Pacific Sunbelt Mortgage provides you with the tools you need to make the right borrowing decisions. These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.

You have questions, we have answers.

Together, we’ll find great mortgage solutions.
Schedule a talk with a loan advisor or leave a message. We’ll get back within one business day.