For borrowers looking to buy property in rural areas, a USDA Loan may be a great financing option. Through the Rural Housing Service (RHS), many properties in rural areas qualify for financing options with no-money-down. Not all properties in rural areas qualify, be sure to contact a mortgage advisor first.

USDA Loans may be the perfect fit for…

  • Borrowers looking at buying homes located in qualifying rural areas.
  • Borrowers with low to moderate levels of income.
  • Buyers with restricted funds for a down payment.

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Loan Features

Options with no down payments

Properties in certain rural areas may qualify to receive financing for the entire loan.

No prepayment penalties

Early payments made on USDA Loans do not incur penalties.

Fixed rates

A USDA Loan’s interest rate is fixed for the duration of the loan.


Pacific Sunbelt Mortgage provides you with the tools you need to make the right borrowing decisions. These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.

You have questions, we have answers.

Together, we’ll find great mortgage solutions.
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