FHA Loan

The Federal Housing Administration (FHA) backs this type of loan and offers options for borrowers with credit scores that are less than desirable. If you are attempting to fix your credit score or have restricted savings for a down payment, then this loan may be just the thing to help you own your own home.

FHA Loans may be the perfect fit for…

  • Borrowers with less than desirable credit scores.
  • Borrowers with limited savings.
  • Borrowers with low to moderate levels of income.

First, let’s get you pre-qualified

Get Started

You have questions, we have answers.

Contact Us

Try Our Tools and Learn More

View Our Calculators

Loan Features

Less than desirable credit score requirements

Even homebuyers with past foreclosures or bankruptcies may still qualify.

Fixed mortgage rates

Avoid surprising rate hikes. With fixed rates, this loan gives borrowers certainty around your monthly mortgage payment.

Competitive Interest Rates

Home buyers with credit scores considered less than perfect may qualify for competitive mortgage rates.

FHA 203(k) options available

FHA 203(k) can not only assist with financing new homes but renovation costs as well.


Pacific Sunbelt Mortgage provides you with the tools you need to make the right borrowing decisions. These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.

You have questions, we have answers.

Together, we’ll find great mortgage solutions.
Schedule a talk with a loan advisor or leave a message. We’ll get back within one business day.